{"id":1615,"date":"2022-10-16T21:33:37","date_gmt":"2022-10-16T19:33:37","guid":{"rendered":"https:\/\/online.krediten.ch\/?page_id=1615"},"modified":"2023-04-19T00:28:16","modified_gmt":"2023-04-18T22:28:16","slug":"haeufige-fragen","status":"publish","type":"page","link":"https:\/\/online.krediten.ch\/pt\/emprestimos-privados\/perguntas-frequeentes\/","title":{"rendered":"Perguntas freq\u00fcentes"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1615\" class=\"elementor elementor-1615\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-93ea91b ct-section-stretched elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"93ea91b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-38138b5\" data-id=\"38138b5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-383b323 elementor-position-left elementor-vertical-align-middle elementor-widget elementor-widget-image-box\" data-id=\"383b323\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.2 - 23-04-2023 *\/\n.elementor-widget-image-box .elementor-image-box-content{width:100%}@media (min-width:768px){.elementor-widget-image-box.elementor-position-left .elementor-image-box-wrapper,.elementor-widget-image-box.elementor-position-right .elementor-image-box-wrapper{display:flex}.elementor-widget-image-box.elementor-position-right .elementor-image-box-wrapper{text-align:right;flex-direction:row-reverse}.elementor-widget-image-box.elementor-position-left .elementor-image-box-wrapper{text-align:left;flex-direction:row}.elementor-widget-image-box.elementor-position-top .elementor-image-box-img{margin:auto}.elementor-widget-image-box.elementor-vertical-align-top .elementor-image-box-wrapper{align-items:flex-start}.elementor-widget-image-box.elementor-vertical-align-middle .elementor-image-box-wrapper{align-items:center}.elementor-widget-image-box.elementor-vertical-align-bottom .elementor-image-box-wrapper{align-items:flex-end}}@media (max-width:767px){.elementor-widget-image-box .elementor-image-box-img{margin-left:auto!important;margin-right:auto!important;margin-bottom:15px}}.elementor-widget-image-box .elementor-image-box-img{display:inline-block}.elementor-widget-image-box .elementor-image-box-title a{color:inherit}.elementor-widget-image-box .elementor-image-box-wrapper{text-align:center}.elementor-widget-image-box .elementor-image-box-description{margin:0}<\/style><div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"25\" height=\"25\" src=\"https:\/\/online.krediten.ch\/wp-content\/uploads\/2022\/10\/swissmade.png\" class=\"attachment-full size-full wp-image-1233\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h6 class=\"elementor-image-box-title\">AS Finanz GmbH \u00e9 uma corretora su\u00ed\u00e7a testada e certificada, com licen\u00e7a do cant\u00e3o (distrito) para intermedia\u00e7\u00e3o de cr\u00e9dito. <\/h6><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-264e352 ct-section-stretched elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"264e352\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ca458ab\" data-id=\"ca458ab\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-375ea30 elementor-vertical-align-middle elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"375ea30\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"25\" height=\"25\" src=\"https:\/\/online.krediten.ch\/wp-content\/uploads\/2022\/10\/swissmade.png\" class=\"attachment-full size-full wp-image-1233\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h6 class=\"elementor-image-box-title\">AS Finanz GmbH \u00e9 uma corretora su\u00ed\u00e7a testada e certificada, com licen\u00e7a do cant\u00e3o (distrito) para intermedia\u00e7\u00e3o de cr\u00e9dito. <\/h6><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cecade7 ct-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cecade7\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-35d5a2d\" data-id=\"35d5a2d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-547c003 elementor-widget elementor-widget-heading\" data-id=\"547c003\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.2 - 23-04-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Empr\u00e9stimos privados\n<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8d64b5 elementor-widget elementor-widget-spacer\" data-id=\"f8d64b5\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.2 - 23-04-2023 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a92cad8 elementor-widget elementor-widget-heading\" data-id=\"a92cad8\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Perguntas Freq\u00fcentes.\n<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d086a74 elementor-widget elementor-widget-spacer\" data-id=\"d086a74\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-262a857 elementor-widget elementor-widget-image\" data-id=\"262a857\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.2 - 23-04-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"669\" height=\"170\" src=\"https:\/\/online.krediten.ch\/wp-content\/uploads\/2022\/12\/privatkredite_alle.png\" class=\"attachment-full size-full wp-image-2238\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/online.krediten.ch\/wp-content\/uploads\/2022\/12\/privatkredite_alle.png 669w, https:\/\/online.krediten.ch\/wp-content\/uploads\/2022\/12\/privatkredite_alle-300x76.png 300w\" sizes=\"(max-width: 669px) 100vw, 669px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7ef18e elementor-widget elementor-widget-spacer\" data-id=\"a7ef18e\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a36c05 elementor-widget elementor-widget-menu-anchor\" data-id=\"9a36c05\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.2 - 23-04-2023 *\/\nbody.elementor-page .elementor-widget-menu-anchor{margin-bottom:0}<\/style>\t\t<div id=\"pagecontent\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f141388 elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f141388\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-660a668\" data-id=\"660a668\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ac55be elementor-widget elementor-widget-shortcode\" data-id=\"6ac55be\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3326\" class=\"elementor elementor-3326\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b02511a ct-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"b02511a\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b986cf\" data-id=\"6b986cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b300d67 elementor-widget elementor-widget-ekit-nav-menu\" data-id=\"b300d67\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"ekit-nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con ekit_menu_responsive_tablet\" data-hamburger-icon=\"\" data-hamburger-icon-type=\"icon\" data-responsive-breakpoint=\"1024\">            <button class=\"elementskit-menu-hamburger elementskit-menu-toggler\"  type=\"button\" aria-label=\"hamburger-icon\">\n                                    <span class=\"elementskit-menu-hamburger-icon\"><\/span><span class=\"elementskit-menu-hamburger-icon\"><\/span><span class=\"elementskit-menu-hamburger-icon\"><\/span>\n                            <\/button>\n            <div id=\"ekit-megamenu-inhalt\" class=\"elementskit-menu-container elementskit-menu-offcanvas-elements elementskit-navbar-nav-default elementskit_line_arrow ekit-nav-menu-one-page-no ekit-nav-dropdown-hover\"><ul id=\"menu-inhalt\" class=\"elementskit-navbar-nav elementskit-menu-po-left submenu-click-on-icon\"><li id=\"menu-item-3266\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3266 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/online.krediten.ch\/pt\/emprestimos-privados\/\" class=\"ekit-menu-nav-link\">Empr\u00e9stimos privados<\/a><\/li>\n<li id=\"menu-item-3282\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3282 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/online.krediten.ch\/pt\/emprestimos-privados\/como-funciona\/\" class=\"ekit-menu-nav-link\">Como funciona<\/a><\/li>\n<li id=\"menu-item-3267\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3267 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/online.krediten.ch\/pt\/emprestimos-privados\/perguntas-frequeentes\/\" class=\"ekit-menu-nav-link\">Perguntas freq\u00fcentes<\/a><\/li>\n<li id=\"menu-item-3268\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3268 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/online.krediten.ch\/pt\/emprestimos-privados\/condicoes\/\" class=\"ekit-menu-nav-link\">Condi\u00e7\u00f5es<\/a><\/li>\n<li id=\"menu-item-3269\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3269 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/online.krediten.ch\/pt\/emprestimos-privados\/seguro-de-prestacoes\/\" class=\"ekit-menu-nav-link\">Seguro de Presta\u00e7\u00f5es<\/a><\/li>\n<li id=\"menu-item-4010\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-4010 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"\/pt\/kreditantrag\/?b=30000&#038;l=48&#038;c=0&#038;g=0\" class=\"ekit-menu-nav-link\">Aplica\u00e7\u00e3o de cr\u00e9dito<\/a><\/li>\n<\/ul><div class=\"elementskit-nav-identity-panel\">\n\t\t\t\t<div class=\"elementskit-site-title\">\n\t\t\t\t\t<a class=\"elementskit-nav-logo\" href=\"https:\/\/online.krediten.ch\/pt\" target=\"_self\" rel=\"\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"\" title=\"\" alt=\"\" \/>\n\t\t\t\t\t<\/a> \n\t\t\t\t<\/div><button class=\"elementskit-menu-close elementskit-menu-toggler\" type=\"button\">X<\/button><\/div><\/div><div class=\"elementskit-menu-overlay elementskit-menu-offcanvas-elements elementskit-menu-toggler ekit-nav-menu--overlay\"><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-inner-column elementor-element elementor-element-f5a3b8e\" data-id=\"f5a3b8e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5643db1 elementor-widget elementor-widget-accordion\" data-id=\"5643db1\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.2 - 23-04-2023 *\/\n.elementor-accordion{text-align:left}.elementor-accordion .elementor-accordion-item{border:1px solid #d5d8dc}.elementor-accordion .elementor-accordion-item+.elementor-accordion-item{border-top:none}.elementor-accordion .elementor-tab-title{margin:0;padding:15px 20px;font-weight:700;line-height:1;cursor:pointer;outline:none}.elementor-accordion .elementor-tab-title .elementor-accordion-icon{display:inline-block;width:1.5em}.elementor-accordion .elementor-tab-title .elementor-accordion-icon svg{width:1em;height:1em}.elementor-accordion .elementor-tab-title .elementor-accordion-icon.elementor-accordion-icon-right{float:right;text-align:right}.elementor-accordion .elementor-tab-title .elementor-accordion-icon.elementor-accordion-icon-left{float:left;text-align:left}.elementor-accordion .elementor-tab-title .elementor-accordion-icon .elementor-accordion-icon-closed{display:block}.elementor-accordion .elementor-tab-title .elementor-accordion-icon .elementor-accordion-icon-opened,.elementor-accordion .elementor-tab-title.elementor-active .elementor-accordion-icon-closed{display:none}.elementor-accordion .elementor-tab-title.elementor-active .elementor-accordion-icon-opened{display:block}.elementor-accordion .elementor-tab-content{display:none;padding:15px 20px;border-top:1px solid #d5d8dc}@media (max-width:767px){.elementor-accordion .elementor-tab-title{padding:12px 15px}.elementor-accordion .elementor-tab-title .elementor-accordion-icon{width:1.2em}.elementor-accordion .elementor-tab-content{padding:7px 15px}}.e-con-inner>.elementor-widget-accordion,.e-con>.elementor-widget-accordion{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-accordion\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9041\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"tab\" aria-controls=\"elementor-tab-content-9041\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">1. Uma solicita\u00e7\u00e3o de cr\u00e9dito \u00e9 pago?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9041\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-9041\">\tN\u00e3o. Sua solicita\u00e7\u00e3o de empr\u00e9stimo pessoal \u00e9 gratuita e sem compromisso: n\u00e3o cobramos nenhuma taxa de processamento ou coisa similar. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9042\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-9042\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">2. Quais s\u00e3o os requisitos para concess\u00e3o de um empr\u00e9stimo privado?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9042\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-9042\">\tPodem solicitar um empr\u00e9stimo pessoal todos os titulares de passaporte su\u00ed\u00e7o ou documento de identidade de estrangeiro das categorias B, C, L e G (passagem freq\u00fcente pela fronteira), e aposentados AHV e IV. Voc\u00ea deve ter pelo menos 18 anos e n\u00e3o pode ter mais de 69 anos de idade. Aviso legal de acordo com o artigo 3 da UWG: A aprova\u00e7\u00e3o de cr\u00e9dito \u00e9 proibida se levar a uma sobre-endividamento. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9043\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"tab\" aria-controls=\"elementor-tab-content-9043\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">3. Quanto devo ganhar para obter um cr\u00e9dito privado?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9043\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-9043\">\tVoc\u00ea tem que ganhar pelo menos 2.500 francos (l\u00edquido), para o banco poder conceder-lhe um empr\u00e9stimo pessoal. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9044\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"tab\" aria-controls=\"elementor-tab-content-9044\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">4. Por que devo solicitar meu empr\u00e9stimo a AS Finanz?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9044\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-9044\">\tA oferta para empr\u00e9stimos privados na Su\u00ed\u00e7a \u00e9 muito variada e confusa. E ainda tem muitos corretores de cr\u00e9dito duvidosos, para os quais o lucro \u00e9 priorit\u00e1rio. Ter uma vis\u00e3o geral, desclassificar os proponentes duvidosos e conseguir as melhores condi\u00e7\u00f5es poss\u00edveis com pouco esfor\u00e7o \u00e9 quase imposs\u00edvel para um cliente individual. Isto \u00e9 nossa tarefa. Analisamos suas necessidades pessoais e lhe oferecemos a melhor solu\u00e7\u00e3o que satisfaz voc\u00ea por muito tempo. E isso gratuitamente. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9045\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"tab\" aria-controls=\"elementor-tab-content-9045\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">5. Quais documentos precisam de mim?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9045\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-9045\">\tPara processar sua solicita\u00e7\u00e3o de empr\u00e9stimo, precisamos seu formul\u00e1rio de inscri\u00e7\u00e3o preenchido por completo, uma c\u00f3pia do seu documento de identidade (CI, passaporte su\u00ed\u00e7o ou CI de estrangeiro) bem como o recibo de sal\u00e1rio mais novo se tiver sal\u00e1rio fixo ou os \u00faltimos tr\u00eas recibos de sal\u00e1rio se for horista. Se o banco mais tarde precisar de documentos adicionais entraremos em contato. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9046\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"tab\" aria-controls=\"elementor-tab-content-9046\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">6. Existe um valor m\u00ednimo ou m\u00e1ximo?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9046\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-9046\">\tN\u00f3s intermediamos empr\u00e9stimos pessoais de CHF 3.000 at\u00e9 250.000.\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9047\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"tab\" aria-controls=\"elementor-tab-content-9047\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">7. Quanto de juros tenho que pagar?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9047\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-9047\">\tAs taxas de juros para empr\u00e9stimos pessoais na Su\u00ed\u00e7a come\u00e7am em 7.9%. A taxa de juro exata ser\u00e1 determinada ap\u00f3s o processamento da sua solicita\u00e7\u00e3o pelo banco e ser\u00e1 baseada em suas circunst\u00e2ncias pessoais e, eventualmente, com base em contratos anteriores ou existentes. Naturalmente esperamos at\u00e9 receber as ofertas de todos os bancos e lhe apresentaremos a proposta mais vantajosa.\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9048\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"tab\" aria-controls=\"elementor-tab-content-9048\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">8. Posso deduzir os juros dos impostos?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9048\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-9048\">\tSim. Pessoas f\u00edsicas podem deduzir os juros sobre a d\u00edvida do imposto de renda na Su\u00ed\u00e7a. O certificado de juros lhe ser\u00e1 enviado uma vez por ano diretamente pelo banco. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9049\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"tab\" aria-controls=\"elementor-tab-content-9049\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">9. Quando vou receber o dinheiro?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9049\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-9049\">\tSe sua solicita\u00e7\u00e3o de empr\u00e9stimo for recebido por completo, receber\u00e1 \u00e0 decis\u00e3o de cr\u00e9dito no prazo de 24 horas. Se a decis\u00e3o de financiamento for positiva, lhe enviaremos um contrato de cr\u00e9dito. Se voc\u00ea mandar este assinado de volta, voc\u00ea receber\u00e1 o valor acordado ap\u00f3s o prazo legal de espera de 14 dias \u00fateis. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-90410\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"tab\" aria-controls=\"elementor-tab-content-90410\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">10. Eu j\u00e1 tenho um empr\u00e9stimo e quero mais dinheiro. Posso solicitar outro empr\u00e9stimo ou aumentar o meu empr\u00e9stimo atual?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-90410\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-90410\">\tVoc\u00ea pode substituir seu empr\u00e9stimo por outro com juros mais baixos ou aumentar &#8211; fale conosco sobre suas possibilidades. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-90411\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"tab\" aria-controls=\"elementor-tab-content-90411\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">11. Passo diariamente a fronteira. Mesmo assim posso conseguir um empr\u00e9stimo pessoal?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-90411\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-90411\">\tSim, pode. Voc\u00ea tem que se encaixar nas seguintes condi\u00e7\u00f5es: Autoriza\u00e7\u00e3o G: Voc\u00ea deve estar pelo menos tr\u00eas anos na Su\u00ed\u00e7a e destes pelo menos 1 ano estar com mesmo empregador\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-90412\" class=\"elementor-tab-title\" data-tab=\"12\" role=\"tab\" aria-controls=\"elementor-tab-content-90412\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">12. Eu tenho em curso execu\u00e7\u00f5es e\/ou penhoras. Ainda posso conseguir um empr\u00e9stimo pessoal?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-90412\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"12\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-90412\">\tSe voc\u00ea tiver em curso execu\u00e7\u00f5es, penhoras ou certificados de penhora, um cr\u00e9dito n\u00e3o pode ser concedido. Voc\u00ea tem que pagar as execu\u00e7\u00f5es \/ penhoras mais r\u00e1pido poss\u00edvel e pedir do credor sua exclus\u00e3o do registro de execu\u00e7\u00f5es. Somente depois pode solicitar um empr\u00e9stimo.\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-90413\" class=\"elementor-tab-title\" data-tab=\"13\" role=\"tab\" aria-controls=\"elementor-tab-content-90413\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">13. O que \u00e9 um c\u00f3digo ZEK?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-90413\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"13\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-90413\">\tZEK significa &#8220;Escrit\u00f3rio Central de Informa\u00e7\u00f5es de Cr\u00e9dito&#8221;. L\u00e1 \u00e9 registrado quem n\u00e3o paga suas presta\u00e7\u00f5es regularmente ou incompleto. Se voc\u00ea tiver um c\u00f3digo ZEK negativo, o banco n\u00e3o lhe conceder\u00e1 um empr\u00e9stimo.\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-90414\" class=\"elementor-tab-title\" data-tab=\"14\" role=\"tab\" aria-controls=\"elementor-tab-content-90414\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">14. Preciso indicar na solicita\u00e7\u00e3o do cr\u00e9dito para que pretendo usar o dinheiro?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-90414\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"14\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-90414\">\tN\u00e3o. N\u00e3o precisa informar ningu\u00e9m porque voc\u00ea est\u00e1 solicitando um cr\u00e9dito e para que voc\u00ea quer usar o dinheiro.\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-90415\" class=\"elementor-tab-title\" data-tab=\"15\" role=\"tab\" aria-controls=\"elementor-tab-content-90415\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">15. Eu n\u00e3o quero que ningu\u00e9m saiba sobre minha solicita\u00e7\u00e3o de empr\u00e9stimo. Isso \u00e9 poss\u00edvel?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-90415\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"15\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-90415\">\tSim. Sua solicita\u00e7\u00e3o de empr\u00e9stimo ser\u00e1 processada com total discri\u00e7\u00e3o e confidencialidade e nos, como nem os bancos de cr\u00e9dito, estamos sujeitos ao sigilo banc\u00e1rio e \u00e0 lei de prote\u00e7\u00e3o de dados.\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"1. Uma solicita\\u00e7\\u00e3o de cr\\u00e9dito \\u00e9 pago?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tN\\u00e3o. Sua solicita\\u00e7\\u00e3o de empr\\u00e9stimo pessoal \\u00e9 gratuita e sem compromisso: n\\u00e3o cobramos nenhuma taxa de processamento ou coisa similar. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"2. Quais s\\u00e3o os requisitos para concess\\u00e3o de um empr\\u00e9stimo privado?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tPodem solicitar um empr\\u00e9stimo pessoal todos os titulares de passaporte su\\u00ed\\u00e7o ou documento de identidade de estrangeiro das categorias B, C, L e G (passagem freq\\u00fcente pela fronteira), e aposentados AHV e IV. Voc\\u00ea deve ter pelo menos 18 anos e n\\u00e3o pode ter mais de 69 anos de idade. Aviso legal de acordo com o artigo 3 da UWG: A aprova\\u00e7\\u00e3o de cr\\u00e9dito \\u00e9 proibida se levar a uma sobre-endividamento. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"3. Quanto devo ganhar para obter um cr\\u00e9dito privado?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tVoc\\u00ea tem que ganhar pelo menos 2.500 francos (l\\u00edquido), para o banco poder conceder-lhe um empr\\u00e9stimo pessoal. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"4. Por que devo solicitar meu empr\\u00e9stimo a AS Finanz?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tA oferta para empr\\u00e9stimos privados na Su\\u00ed\\u00e7a \\u00e9 muito variada e confusa. E ainda tem muitos corretores de cr\\u00e9dito duvidosos, para os quais o lucro \\u00e9 priorit\\u00e1rio. Ter uma vis\\u00e3o geral, desclassificar os proponentes duvidosos e conseguir as melhores condi\\u00e7\\u00f5es poss\\u00edveis com pouco esfor\\u00e7o \\u00e9 quase imposs\\u00edvel para um cliente individual. Isto \\u00e9 nossa tarefa. Analisamos suas necessidades pessoais e lhe oferecemos a melhor solu\\u00e7\\u00e3o que satisfaz voc\\u00ea por muito tempo. E isso gratuitamente. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"5. Quais documentos precisam de mim?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tPara processar sua solicita\\u00e7\\u00e3o de empr\\u00e9stimo, precisamos seu formul\\u00e1rio de inscri\\u00e7\\u00e3o preenchido por completo, uma c\\u00f3pia do seu documento de identidade (CI, passaporte su\\u00ed\\u00e7o ou CI de estrangeiro) bem como o recibo de sal\\u00e1rio mais novo se tiver sal\\u00e1rio fixo ou os \\u00faltimos tr\\u00eas recibos de sal\\u00e1rio se for horista. Se o banco mais tarde precisar de documentos adicionais entraremos em contato. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"6. Existe um valor m\\u00ednimo ou m\\u00e1ximo?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tN\\u00f3s intermediamos empr\\u00e9stimos pessoais de CHF 3.000 at\\u00e9 250.000.\\t\\n\"}},{\"@type\":\"Question\",\"name\":\"7. Quanto de juros tenho que pagar?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tAs taxas de juros para empr\\u00e9stimos pessoais na Su\\u00ed\\u00e7a come\\u00e7am em 7.9%. A taxa de juro exata ser\\u00e1 determinada ap\\u00f3s o processamento da sua solicita\\u00e7\\u00e3o pelo banco e ser\\u00e1 baseada em suas circunst\\u00e2ncias pessoais e, eventualmente, com base em contratos anteriores ou existentes. Naturalmente esperamos at\\u00e9 receber as ofertas de todos os bancos e lhe apresentaremos a proposta mais vantajosa.\\t\\n\"}},{\"@type\":\"Question\",\"name\":\"8. Posso deduzir os juros dos impostos?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tSim. Pessoas f\\u00edsicas podem deduzir os juros sobre a d\\u00edvida do imposto de renda na Su\\u00ed\\u00e7a. O certificado de juros lhe ser\\u00e1 enviado uma vez por ano diretamente pelo banco. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"9. Quando vou receber o dinheiro?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tSe sua solicita\\u00e7\\u00e3o de empr\\u00e9stimo for recebido por completo, receber\\u00e1 \\u00e0 decis\\u00e3o de cr\\u00e9dito no prazo de 24 horas. Se a decis\\u00e3o de financiamento for positiva, lhe enviaremos um contrato de cr\\u00e9dito. Se voc\\u00ea mandar este assinado de volta, voc\\u00ea receber\\u00e1 o valor acordado ap\\u00f3s o prazo legal de espera de 14 dias \\u00fateis. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"10. Eu j\\u00e1 tenho um empr\\u00e9stimo e quero mais dinheiro. Posso solicitar outro empr\\u00e9stimo ou aumentar o meu empr\\u00e9stimo atual?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tVoc\\u00ea pode substituir seu empr\\u00e9stimo por outro com juros mais baixos ou aumentar &#8211; fale conosco sobre suas possibilidades. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"11. Passo diariamente a fronteira. Mesmo assim posso conseguir um empr\\u00e9stimo pessoal?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tSim, pode. Voc\\u00ea tem que se encaixar nas seguintes condi\\u00e7\\u00f5es: Autoriza\\u00e7\\u00e3o G: Voc\\u00ea deve estar pelo menos tr\\u00eas anos na Su\\u00ed\\u00e7a e destes pelo menos 1 ano estar com mesmo empregador\\t\\n\"}},{\"@type\":\"Question\",\"name\":\"12. Eu tenho em curso execu\\u00e7\\u00f5es e\\\/ou penhoras. Ainda posso conseguir um empr\\u00e9stimo pessoal?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tSe voc\\u00ea tiver em curso execu\\u00e7\\u00f5es, penhoras ou certificados de penhora, um cr\\u00e9dito n\\u00e3o pode ser concedido. Voc\\u00ea tem que pagar as execu\\u00e7\\u00f5es \\\/ penhoras mais r\\u00e1pido poss\\u00edvel e pedir do credor sua exclus\\u00e3o do registro de execu\\u00e7\\u00f5es. Somente depois pode solicitar um empr\\u00e9stimo.\\t\\n\"}},{\"@type\":\"Question\",\"name\":\"13. O que \\u00e9 um c\\u00f3digo ZEK?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tZEK significa &#8220;Escrit\\u00f3rio Central de Informa\\u00e7\\u00f5es de Cr\\u00e9dito&#8221;. L\\u00e1 \\u00e9 registrado quem n\\u00e3o paga suas presta\\u00e7\\u00f5es regularmente ou incompleto. Se voc\\u00ea tiver um c\\u00f3digo ZEK negativo, o banco n\\u00e3o lhe conceder\\u00e1 um empr\\u00e9stimo.\\t\\n\"}},{\"@type\":\"Question\",\"name\":\"14. Preciso indicar na solicita\\u00e7\\u00e3o do cr\\u00e9dito para que pretendo usar o dinheiro?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tN\\u00e3o. N\\u00e3o precisa informar ningu\\u00e9m porque voc\\u00ea est\\u00e1 solicitando um cr\\u00e9dito e para que voc\\u00ea quer usar o dinheiro.\\t\\n\"}},{\"@type\":\"Question\",\"name\":\"15. Eu n\\u00e3o quero que ningu\\u00e9m saiba sobre minha solicita\\u00e7\\u00e3o de empr\\u00e9stimo. Isso \\u00e9 poss\\u00edvel?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tSim. Sua solicita\\u00e7\\u00e3o de empr\\u00e9stimo ser\\u00e1 processada com total discri\\u00e7\\u00e3o e confidencialidade e nos, como nem os bancos de cr\\u00e9dito, estamos sujeitos ao sigilo banc\\u00e1rio e \\u00e0 lei de prote\\u00e7\\u00e3o de dados.\\t\\n\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-af3cb5e elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"af3cb5e\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7607e75\" data-id=\"7607e75\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d884ea6 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d884ea6\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/online.krediten.ch\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-list.min.css\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/privatkredite\/#pagecontent\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Empr\u00e9stimos privados<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/so-funktionierts\/#pagecontent\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Como funciona<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/konditionen\/#pagecontent\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Condi\u00e7\u00f5es<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/ratenversicherung\/#pagecontent\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Seguro de Presta\u00e7\u00f5es<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/haeufige-fragen\/#pagecontent\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Perguntas freq\u00fcentes<\/b><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/loan-request\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Inscri\u00e7\u00e3o online<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-inner-column elementor-element elementor-element-ebe3178\" data-id=\"ebe3178\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd4539c elementor-widget elementor-widget-accordion\" data-id=\"cd4539c\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2151\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"tab\" aria-controls=\"elementor-tab-content-2151\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">1. Uma solicita\u00e7\u00e3o de cr\u00e9dito \u00e9 pago?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2151\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2151\">\tN\u00e3o. Sua solicita\u00e7\u00e3o de empr\u00e9stimo pessoal \u00e9 gratuita e sem compromisso: n\u00e3o cobramos nenhuma taxa de processamento ou coisa similar. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2152\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-2152\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">2. Quais s\u00e3o os requisitos para concess\u00e3o de um empr\u00e9stimo privado?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2152\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2152\">\tPodem solicitar um empr\u00e9stimo pessoal todos os titulares de passaporte su\u00ed\u00e7o ou documento de identidade de estrangeiro das categorias B, C, L e G (passagem freq\u00fcente pela fronteira), e aposentados AHV e IV. Voc\u00ea deve ter pelo menos 18 anos e n\u00e3o pode ter mais de 69 anos de idade. Aviso legal de acordo com o artigo 3 da UWG: A aprova\u00e7\u00e3o de cr\u00e9dito \u00e9 proibida se levar a uma sobre-endividamento. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2153\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"tab\" aria-controls=\"elementor-tab-content-2153\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">3. Quanto devo ganhar para obter um cr\u00e9dito privado?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2153\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2153\">\tVoc\u00ea tem que ganhar pelo menos 2.500 francos (l\u00edquido), para o banco poder conceder-lhe um empr\u00e9stimo pessoal. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2154\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"tab\" aria-controls=\"elementor-tab-content-2154\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">4. Por que devo solicitar meu empr\u00e9stimo a AS Finanz?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2154\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2154\">\tA oferta para empr\u00e9stimos privados na Su\u00ed\u00e7a \u00e9 muito variada e confusa. E ainda tem muitos corretores de cr\u00e9dito duvidosos, para os quais o lucro \u00e9 priorit\u00e1rio. Ter uma vis\u00e3o geral, desclassificar os proponentes duvidosos e conseguir as melhores condi\u00e7\u00f5es poss\u00edveis com pouco esfor\u00e7o \u00e9 quase imposs\u00edvel para um cliente individual. Isto \u00e9 nossa tarefa. Analisamos suas necessidades pessoais e lhe oferecemos a melhor solu\u00e7\u00e3o que satisfaz voc\u00ea por muito tempo. E isso gratuitamente. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2155\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"tab\" aria-controls=\"elementor-tab-content-2155\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">5. Quais documentos precisam de mim?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2155\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2155\">\tPara processar sua solicita\u00e7\u00e3o de empr\u00e9stimo, precisamos seu formul\u00e1rio de inscri\u00e7\u00e3o preenchido por completo, uma c\u00f3pia do seu documento de identidade (CI, passaporte su\u00ed\u00e7o ou CI de estrangeiro) bem como o recibo de sal\u00e1rio mais novo se tiver sal\u00e1rio fixo ou os \u00faltimos tr\u00eas recibos de sal\u00e1rio se for horista. Se o banco mais tarde precisar de documentos adicionais entraremos em contato. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2156\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"tab\" aria-controls=\"elementor-tab-content-2156\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">6. Existe um valor m\u00ednimo ou m\u00e1ximo?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2156\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2156\">\tN\u00f3s intermediamos empr\u00e9stimos pessoais de CHF 3.000 at\u00e9 250.000.\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2157\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"tab\" aria-controls=\"elementor-tab-content-2157\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">7. Quanto de juros tenho que pagar?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2157\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2157\">\tAs taxas de juros para empr\u00e9stimos pessoais na Su\u00ed\u00e7a come\u00e7am em 7.9%. A taxa de juro exata ser\u00e1 determinada ap\u00f3s o processamento da sua solicita\u00e7\u00e3o pelo banco e ser\u00e1 baseada em suas circunst\u00e2ncias pessoais e, eventualmente, com base em contratos anteriores ou existentes. Naturalmente esperamos at\u00e9 receber as ofertas de todos os bancos e lhe apresentaremos a proposta mais vantajosa.\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2158\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"tab\" aria-controls=\"elementor-tab-content-2158\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">8. Posso deduzir os juros dos impostos?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2158\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2158\">\tSim. Pessoas f\u00edsicas podem deduzir os juros sobre a d\u00edvida do imposto de renda na Su\u00ed\u00e7a. O certificado de juros lhe ser\u00e1 enviado uma vez por ano diretamente pelo banco. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2159\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"tab\" aria-controls=\"elementor-tab-content-2159\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">9. Quando vou receber o dinheiro?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2159\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2159\">\tSe sua solicita\u00e7\u00e3o de empr\u00e9stimo for recebido por completo, receber\u00e1 \u00e0 decis\u00e3o de cr\u00e9dito no prazo de 24 horas. Se a decis\u00e3o de financiamento for positiva, lhe enviaremos um contrato de cr\u00e9dito. Se voc\u00ea mandar este assinado de volta, voc\u00ea receber\u00e1 o valor acordado ap\u00f3s o prazo legal de espera de 14 dias \u00fateis. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-21510\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"tab\" aria-controls=\"elementor-tab-content-21510\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">10. Eu j\u00e1 tenho um empr\u00e9stimo e quero mais dinheiro. Posso solicitar outro empr\u00e9stimo ou aumentar o meu empr\u00e9stimo atual?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-21510\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-21510\">\tVoc\u00ea pode substituir seu empr\u00e9stimo por outro com juros mais baixos ou aumentar &#8211; fale conosco sobre suas possibilidades. \t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-21511\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"tab\" aria-controls=\"elementor-tab-content-21511\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">11. Passo diariamente a fronteira. Mesmo assim posso conseguir um empr\u00e9stimo pessoal?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-21511\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-21511\">\tSim, pode. Voc\u00ea tem que se encaixar nas seguintes condi\u00e7\u00f5es: Autoriza\u00e7\u00e3o G: Voc\u00ea deve estar pelo menos tr\u00eas anos na Su\u00ed\u00e7a e destes pelo menos 1 ano estar com mesmo empregador\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-21512\" class=\"elementor-tab-title\" data-tab=\"12\" role=\"tab\" aria-controls=\"elementor-tab-content-21512\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">12. Eu tenho em curso execu\u00e7\u00f5es e\/ou penhoras. Ainda posso conseguir um empr\u00e9stimo pessoal?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-21512\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"12\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-21512\">\tSe voc\u00ea tiver em curso execu\u00e7\u00f5es, penhoras ou certificados de penhora, um cr\u00e9dito n\u00e3o pode ser concedido. Voc\u00ea tem que pagar as execu\u00e7\u00f5es \/ penhoras mais r\u00e1pido poss\u00edvel e pedir do credor sua exclus\u00e3o do registro de execu\u00e7\u00f5es. Somente depois pode solicitar um empr\u00e9stimo.\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-21513\" class=\"elementor-tab-title\" data-tab=\"13\" role=\"tab\" aria-controls=\"elementor-tab-content-21513\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">13. O que \u00e9 um c\u00f3digo ZEK?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-21513\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"13\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-21513\">\tZEK significa &#8220;Escrit\u00f3rio Central de Informa\u00e7\u00f5es de Cr\u00e9dito&#8221;. L\u00e1 \u00e9 registrado quem n\u00e3o paga suas presta\u00e7\u00f5es regularmente ou incompleto. Se voc\u00ea tiver um c\u00f3digo ZEK negativo, o banco n\u00e3o lhe conceder\u00e1 um empr\u00e9stimo.\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-21514\" class=\"elementor-tab-title\" data-tab=\"14\" role=\"tab\" aria-controls=\"elementor-tab-content-21514\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">14. Preciso indicar na solicita\u00e7\u00e3o do cr\u00e9dito para que pretendo usar o dinheiro?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-21514\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"14\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-21514\">\tN\u00e3o. N\u00e3o precisa informar ningu\u00e9m porque voc\u00ea est\u00e1 solicitando um cr\u00e9dito e para que voc\u00ea quer usar o dinheiro.\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-21515\" class=\"elementor-tab-title\" data-tab=\"15\" role=\"tab\" aria-controls=\"elementor-tab-content-21515\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">15. Eu n\u00e3o quero que ningu\u00e9m saiba sobre minha solicita\u00e7\u00e3o de empr\u00e9stimo. Isso \u00e9 poss\u00edvel?\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-21515\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"15\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-21515\">\tSim. Sua solicita\u00e7\u00e3o de empr\u00e9stimo ser\u00e1 processada com total discri\u00e7\u00e3o e confidencialidade e nos, como nem os bancos de cr\u00e9dito, estamos sujeitos ao sigilo banc\u00e1rio e \u00e0 lei de prote\u00e7\u00e3o de dados.\t\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"1. Uma solicita\\u00e7\\u00e3o de cr\\u00e9dito \\u00e9 pago?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tN\\u00e3o. Sua solicita\\u00e7\\u00e3o de empr\\u00e9stimo pessoal \\u00e9 gratuita e sem compromisso: n\\u00e3o cobramos nenhuma taxa de processamento ou coisa similar. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"2. Quais s\\u00e3o os requisitos para concess\\u00e3o de um empr\\u00e9stimo privado?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tPodem solicitar um empr\\u00e9stimo pessoal todos os titulares de passaporte su\\u00ed\\u00e7o ou documento de identidade de estrangeiro das categorias B, C, L e G (passagem freq\\u00fcente pela fronteira), e aposentados AHV e IV. Voc\\u00ea deve ter pelo menos 18 anos e n\\u00e3o pode ter mais de 69 anos de idade. Aviso legal de acordo com o artigo 3 da UWG: A aprova\\u00e7\\u00e3o de cr\\u00e9dito \\u00e9 proibida se levar a uma sobre-endividamento. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"3. Quanto devo ganhar para obter um cr\\u00e9dito privado?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tVoc\\u00ea tem que ganhar pelo menos 2.500 francos (l\\u00edquido), para o banco poder conceder-lhe um empr\\u00e9stimo pessoal. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"4. Por que devo solicitar meu empr\\u00e9stimo a AS Finanz?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tA oferta para empr\\u00e9stimos privados na Su\\u00ed\\u00e7a \\u00e9 muito variada e confusa. E ainda tem muitos corretores de cr\\u00e9dito duvidosos, para os quais o lucro \\u00e9 priorit\\u00e1rio. Ter uma vis\\u00e3o geral, desclassificar os proponentes duvidosos e conseguir as melhores condi\\u00e7\\u00f5es poss\\u00edveis com pouco esfor\\u00e7o \\u00e9 quase imposs\\u00edvel para um cliente individual. Isto \\u00e9 nossa tarefa. Analisamos suas necessidades pessoais e lhe oferecemos a melhor solu\\u00e7\\u00e3o que satisfaz voc\\u00ea por muito tempo. E isso gratuitamente. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"5. Quais documentos precisam de mim?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tPara processar sua solicita\\u00e7\\u00e3o de empr\\u00e9stimo, precisamos seu formul\\u00e1rio de inscri\\u00e7\\u00e3o preenchido por completo, uma c\\u00f3pia do seu documento de identidade (CI, passaporte su\\u00ed\\u00e7o ou CI de estrangeiro) bem como o recibo de sal\\u00e1rio mais novo se tiver sal\\u00e1rio fixo ou os \\u00faltimos tr\\u00eas recibos de sal\\u00e1rio se for horista. Se o banco mais tarde precisar de documentos adicionais entraremos em contato. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"6. Existe um valor m\\u00ednimo ou m\\u00e1ximo?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tN\\u00f3s intermediamos empr\\u00e9stimos pessoais de CHF 3.000 at\\u00e9 250.000.\\t\\n\"}},{\"@type\":\"Question\",\"name\":\"7. Quanto de juros tenho que pagar?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tAs taxas de juros para empr\\u00e9stimos pessoais na Su\\u00ed\\u00e7a come\\u00e7am em 7.9%. A taxa de juro exata ser\\u00e1 determinada ap\\u00f3s o processamento da sua solicita\\u00e7\\u00e3o pelo banco e ser\\u00e1 baseada em suas circunst\\u00e2ncias pessoais e, eventualmente, com base em contratos anteriores ou existentes. Naturalmente esperamos at\\u00e9 receber as ofertas de todos os bancos e lhe apresentaremos a proposta mais vantajosa.\\t\\n\"}},{\"@type\":\"Question\",\"name\":\"8. Posso deduzir os juros dos impostos?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tSim. Pessoas f\\u00edsicas podem deduzir os juros sobre a d\\u00edvida do imposto de renda na Su\\u00ed\\u00e7a. O certificado de juros lhe ser\\u00e1 enviado uma vez por ano diretamente pelo banco. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"9. Quando vou receber o dinheiro?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tSe sua solicita\\u00e7\\u00e3o de empr\\u00e9stimo for recebido por completo, receber\\u00e1 \\u00e0 decis\\u00e3o de cr\\u00e9dito no prazo de 24 horas. Se a decis\\u00e3o de financiamento for positiva, lhe enviaremos um contrato de cr\\u00e9dito. Se voc\\u00ea mandar este assinado de volta, voc\\u00ea receber\\u00e1 o valor acordado ap\\u00f3s o prazo legal de espera de 14 dias \\u00fateis. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"10. Eu j\\u00e1 tenho um empr\\u00e9stimo e quero mais dinheiro. Posso solicitar outro empr\\u00e9stimo ou aumentar o meu empr\\u00e9stimo atual?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tVoc\\u00ea pode substituir seu empr\\u00e9stimo por outro com juros mais baixos ou aumentar &#8211; fale conosco sobre suas possibilidades. \\t\\n\"}},{\"@type\":\"Question\",\"name\":\"11. Passo diariamente a fronteira. Mesmo assim posso conseguir um empr\\u00e9stimo pessoal?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tSim, pode. Voc\\u00ea tem que se encaixar nas seguintes condi\\u00e7\\u00f5es: Autoriza\\u00e7\\u00e3o G: Voc\\u00ea deve estar pelo menos tr\\u00eas anos na Su\\u00ed\\u00e7a e destes pelo menos 1 ano estar com mesmo empregador\\t\\n\"}},{\"@type\":\"Question\",\"name\":\"12. Eu tenho em curso execu\\u00e7\\u00f5es e\\\/ou penhoras. Ainda posso conseguir um empr\\u00e9stimo pessoal?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tSe voc\\u00ea tiver em curso execu\\u00e7\\u00f5es, penhoras ou certificados de penhora, um cr\\u00e9dito n\\u00e3o pode ser concedido. Voc\\u00ea tem que pagar as execu\\u00e7\\u00f5es \\\/ penhoras mais r\\u00e1pido poss\\u00edvel e pedir do credor sua exclus\\u00e3o do registro de execu\\u00e7\\u00f5es. Somente depois pode solicitar um empr\\u00e9stimo.\\t\\n\"}},{\"@type\":\"Question\",\"name\":\"13. O que \\u00e9 um c\\u00f3digo ZEK?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tZEK significa &#8220;Escrit\\u00f3rio Central de Informa\\u00e7\\u00f5es de Cr\\u00e9dito&#8221;. L\\u00e1 \\u00e9 registrado quem n\\u00e3o paga suas presta\\u00e7\\u00f5es regularmente ou incompleto. Se voc\\u00ea tiver um c\\u00f3digo ZEK negativo, o banco n\\u00e3o lhe conceder\\u00e1 um empr\\u00e9stimo.\\t\\n\"}},{\"@type\":\"Question\",\"name\":\"14. Preciso indicar na solicita\\u00e7\\u00e3o do cr\\u00e9dito para que pretendo usar o dinheiro?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tN\\u00e3o. N\\u00e3o precisa informar ningu\\u00e9m porque voc\\u00ea est\\u00e1 solicitando um cr\\u00e9dito e para que voc\\u00ea quer usar o dinheiro.\\t\\n\"}},{\"@type\":\"Question\",\"name\":\"15. Eu n\\u00e3o quero que ningu\\u00e9m saiba sobre minha solicita\\u00e7\\u00e3o de empr\\u00e9stimo. Isso \\u00e9 poss\\u00edvel?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\tSim. Sua solicita\\u00e7\\u00e3o de empr\\u00e9stimo ser\\u00e1 processada com total discri\\u00e7\\u00e3o e confidencialidade e nos, como nem os bancos de cr\\u00e9dito, estamos sujeitos ao sigilo banc\\u00e1rio e \\u00e0 lei de prote\\u00e7\\u00e3o de dados.\\t\\n\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-dd6c720\" data-id=\"dd6c720\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17c1661 elementor-widget elementor-widget-shortcode\" data-id=\"17c1661\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4017\" class=\"elementor elementor-4017\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bad53db ct-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"bad53db\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19eae74\" data-id=\"19eae74\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d20ab82 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d20ab82\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2dba970\" data-id=\"2dba970\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a7ba646 elementor-widget elementor-widget-shortcode\" data-id=\"a7ba646\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><form action=\"https:\/\/online.krediten.ch\/pt\/wp-json\/ws-form\/v1\/submit\" class=\"wsf-form wsf-form-canvas\" id=\"ws-form-1\" data-id=\"35\" data-instance-id=\"1\" method=\"POST\"><\/form>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6f461db elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6f461db\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3408d5a\" data-id=\"3408d5a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9eec83a elementor-widget elementor-widget-heading\" data-id=\"9eec83a\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">KREDIT-HOTLINE <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10f13d8 elementor-widget elementor-widget-text-editor\" data-id=\"10f13d8\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.2 - 23-04-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Unsere Berater sind t\u00e4glich von 08:30-18 Uhr f\u00fcr Sie erreichbar:<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83cf5ad elementor-position-left elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"83cf5ad\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/online.krediten.ch\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-box.min.css\">\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon elementor-animation-\" >\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\t043 355 99 44\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-44831eb elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"44831eb\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0a54374\" data-id=\"0a54374\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f112a4 elementor-widget elementor-widget-heading\" data-id=\"5f112a4\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">LIVE-CHAT<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c39edc0 elementor-widget elementor-widget-text-editor\" data-id=\"c39edc0\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tBrauchen Sie Hilfe? Chatten Sie\nlive mit unseren Kreditprofis?\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96e0d73 elementor-widget elementor-widget-button\" data-id=\"96e0d73\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"#\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">CHAT STARTEN<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0166611 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"0166611\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-57a6665\" data-id=\"57a6665\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-512548d elementor-widget elementor-widget-heading\" data-id=\"512548d\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">GARANTIERTE SERIOSIT\u00c4T <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beb5164 elementor-widget elementor-widget-text-editor\" data-id=\"beb5164\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Wir sind ein gepr\u00fcfter Anbieter mit der offiziellen Lizenz zur Kreditvermittlung, ausgestellt von:<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-491689c elementor-widget elementor-widget-image\" data-id=\"491689c\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"865\" height=\"217\" src=\"https:\/\/online.krediten.ch\/wp-content\/uploads\/2023\/01\/kaw-zrh.jpg\" class=\"attachment-full size-full wp-image-2887\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/online.krediten.ch\/wp-content\/uploads\/2023\/01\/kaw-zrh.jpg 865w, https:\/\/online.krediten.ch\/wp-content\/uploads\/2023\/01\/kaw-zrh-300x75.jpg 300w, https:\/\/online.krediten.ch\/wp-content\/uploads\/2023\/01\/kaw-zrh-768x193.jpg 768w\" sizes=\"(max-width: 865px) 100vw, 865px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>AS Finanz GmbH \u00e9 uma corretora su\u00ed\u00e7a testada e certificada, com licen\u00e7a do cant\u00e3o (distrito) para intermedia\u00e7\u00e3o de cr\u00e9dito. AS Finanz GmbH \u00e9 uma corretora su\u00ed\u00e7a testada e certificada, com licen\u00e7a do cant\u00e3o (distrito) para intermedia\u00e7\u00e3o de cr\u00e9dito. Empr\u00e9stimos privados Perguntas Freq\u00fcentes. 1. Uma solicita\u00e7\u00e3o de cr\u00e9dito \u00e9 pago? N\u00e3o. Sua solicita\u00e7\u00e3o de empr\u00e9stimo pessoal \u00e9 gratuita e sem compromisso: n\u00e3o cobramos nenhuma taxa de processamento ou coisa similar. 2. Quais s\u00e3o os requisitos para concess\u00e3o de um empr\u00e9stimo privado? Podem solicitar um empr\u00e9stimo pessoal todos os titulares de passaporte su\u00ed\u00e7o ou documento de identidade de estrangeiro das categorias B,\u2026<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1315,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":[],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":5}},"_links":{"self":[{"href":"https:\/\/online.krediten.ch\/pt\/wp-json\/wp\/v2\/pages\/1615"}],"collection":[{"href":"https:\/\/online.krediten.ch\/pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/online.krediten.ch\/pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/online.krediten.ch\/pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/online.krediten.ch\/pt\/wp-json\/wp\/v2\/comments?post=1615"}],"version-history":[{"count":111,"href":"https:\/\/online.krediten.ch\/pt\/wp-json\/wp\/v2\/pages\/1615\/revisions"}],"predecessor-version":[{"id":4189,"href":"https:\/\/online.krediten.ch\/pt\/wp-json\/wp\/v2\/pages\/1615\/revisions\/4189"}],"up":[{"embeddable":true,"href":"https:\/\/online.krediten.ch\/pt\/wp-json\/wp\/v2\/pages\/1315"}],"wp:attachment":[{"href":"https:\/\/online.krediten.ch\/pt\/wp-json\/wp\/v2\/media?parent=1615"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}